The stored agreements contain general conditions of sale, prices and information on fees. You are not specific to a person`s account information. Here you will find instructions, your rights with regard to your creditworthiness and credit card protection. Look at the back of the credit card or your last monthly statement to find the name of the exhibitor. The bank, retailer or other legal entity whose name appears on the front of the card may not be the actual issuer of the card. You can also check the issuer`s website. As a rule, the name of the bank is indicated below on the issuer`s homepage. The drop-down list includes credit card issuers that have submitted credit card agreements in accordance with section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you cannot find a card issuer, we may present consumer credit card agreements in this database as submitted by the respective issuers.
The CFPB is not responsible for the content of the agreements, including differences between an agreement as presented in this database and the agreement as it is offered to the public, nor for omissions or other errors in the agreement as presented by the issuer. If none of these reasons apply and you are still unable to reach an agreement, call them to request a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. If you have any questions about the agreements yourself, contact the card issuer directly. We forward your issue to your credit card company, give you a tracking number, and keep you informed of the status of your complaint. The CARD Act is often referred to as the Bill of Rights for credit card holders. President Obama signed the law in May 2009. Many of the most important provisions of the Act came into force in February 2010. .